The whole came to standstill when Novel coronavirus was declared a pandemic. Businesses all over the world had to temporarily close due to lockdown. There was a sudden panic in people in purchasing essential items. In such a situation comes fraudsters who look to take advantage. There is no sleep for fraudulent activities even during a pandemic.
Scammers are trying to convert the situation into their advantage and try to fool people. You need to be aware of how fraudsters can target.
Here are a few tips and tricks that help you identify scammers and help you stay safe and secure:
Phishing scams are nothing but email which you might receive where the scammers try to rob your personal information such as usernames, passwords, payment information, etc. It might be even a simple email containing the world Health Organization (WHO) protocols and then asking you for your personal information. Don’t fall for it immediately.
Whenever you receive an email you may use the following tips to help confirm the legitimacy of an email:
Always be cautious when clicking on links from unknown sources. If you want to be double sure move the cursor over to the link and check if it’s directing to the correct website that’s meant to be.
Check if there is any grammatical mistake or misspelled words. If you discover a lot of errors in an email it’s definitely not from a legitimate source.
Compare senders name and their email address so that they match. Scammers usually track your information and send an email with the name of someone you already know. However, what’s interesting about this is that they cannot duplicate the same email address. Since you are already aware of the email address does not match you know that’s a scam. If the email is coming from well-known institution or agency, make sure you check on their website and see if the email address is listed somewhere. And also make sure the domain of the email is correct.
Have patience and be calm even if its an urgent action email. Scammers target people by making them anxious and nervous and they click on the link and before even they know its a scam they have already fallen in the trap.
These tips will help you identify if it is a legitimate email. You can go through the checklist and see if anything looks suspicious and decide accordingly.
Text scams are similar to phishing scams. Text scams are getting really popular these days. Scammer will send a text message which looks legit with a link. If you click on the link it will ask sensitive information or prompt a payment information.
For example, You might receive a text message which looks like it’s come from the government which says the COVID-19 relief fund has been credited please click on this link to provide bank account details to claim the amount. Now the tips from phishing scams help. Check if the domain looks familiar. If you think there is something suspicious report to the authorities immediately or rather just ignore the text. Here is a bonus tip never give any personal information to anyone you don’t know Why to take the risk?
There are some other scams reported such as someone sending email or text mentioning they are selling free masks or hand sanitizer and pay shipping amount to claim it. So many people just fall for it immediately. Without realizing this is an obvious form of scam.
iPayTotal never asks sensitive information over email or text messages. All our email that’s sent from iPayTotal team will be sent from an official email address (@ipaytotal.com).